Thanks for the leads! I've never heard of either of these sites. I'll check them out.

The boat is a 1985 18 ft. Forester with a 1992 140 HP Suzuki. It also has an 8 HP Suzuki kicker with a 3.1 HP Minkota trolling motor. Other extras include Kenwood stereo with four speakers, marine radio, Eagle fish finder, canvas boat top, Spartan trailer.

Looking up the boat with all the extras on the NADA website valued it a little over $5,000. I'm trying to come up with about half that much.

As far as my job skills, I do have a college degree. I'm employed by the biggest search engine on the web working from home. Unfortunately, they make us take a three month hiatus after working for 12 months. I'm on unemployment now but go back to work on December 23. With the lesser income from unemployment, combined with higher utility costs this time of year, AND Christmas with three young children at home equals a very, very tight budget and bills that are falling behind.

Thanks for asking!