NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: June 2, 2004

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00

MORTGAGOR(S): Kay L. Thomas, f/k/a Kay L. Selberg, and William J. Thomas, wife and husband

MORTGAGEE: Wells Fargo Bank, N.A.

DATE AND PLACE OF FILING: Filed June 8, 2004, Koochiching County Recorder; Document No. 248220

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:
That part of the SE 1/4 SE 1/4 and the E 1/4 of the SW 1/4 SE 1/4 of Section Thirty (30), Township Seventy (70), Range Twenty-five (25), West of the Fourth Principal Meridian Described as follows: Beginning at a point on the West line of said E 1/4 SW 1/4 SE 1/4, 451’ N of the SW corner thereof, thence North on said West line a distance of 418’; thence East on a line parallel to the South line of said SE 1/4 a distance of 470’; thence South on a line parallel to the West line of said E 1/4 SW 1/4 SE 1/4 a distance of 836’, thence West on a line parallel to the South line of said SE 1/4 a distance of 52’ thence North on a line parallel to said West line a distance of 418’; thence West on a line parallel to said south line a distance of 418’ to the point of beginning, subject to existing highway right of way

COUNTY IN WHICH PROPERTY IS LOCATED: Koochiching County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $83,973.52

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: September 24, 2009 at 10:00 a.m.

PLACE OF SALE: Koochiching County Sheriff’s office, Law Enforcement Center, Courthouse Annex, 715 Fourth St., International Falls, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: July 6, 2009

WELLS FARGO BANK, N.A.
Mortgagee

REITER & SCHILLER, P.A.

By: /s/
Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street
St. Paul, MN 55102-2227
(651) 209-9760
(X8087)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

The Daily Journal
July 8, 15, 22, 29, August 5 & 12, 2009